The hottest China machine learning and Its Applica

2022-07-30
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China machine learning and Its Application Seminar: lixuanyi shared the application and practice of qincang technology artificial intelligence in the field of consumer finance. On November 2, the 16th China machine learning and Its Application Seminar (mla16) was held in Xianlin Campus of Nanjing University. Lixuanyi, co-founder and CTO of qincang technology, gave a speech on the application and practice of qincang technology artificial intelligence in the field of consumer finance

(conference site)

in order to promote exchanges among peers in the field of intelligent information processing, academician Lu Ruqian initiated and organized the "series of seminars on intelligent information processing". Since 2002, the seminar on machine learning and its application has been held in Fudan University, Nanjing University, Tsinghua University and other famous universities

the 16th MLA seminar invited more than 10 experts at home and abroad engaged in machine learning and related fields to participate in academic exchanges. The specially invited experts include Dr. Gao Wei (Department of computer science and technology, Nanjing University), Dr. heyangbo (see Fig. 2 (2), Fig. 2 (3), Fig. 2 (4) and table 2 (1) and table 2 (2) for the shape and size of the sample of the Department of Mathematics (1), Peking University), Dr. hexiaodong (JD AI), tanjianboshi (Alibaba Dharma Institute), Professor Xionghui (Baidu), etc

(shared by lixuanyi, co-founder and CTO of qincang Technology)

as a co-founder of the buyingxia &cto, and also an alumnus of Nanjing University, lixuanyi was honored to participate in the conference and gave a speech on the application and practice of qincang technology artificial intelligence in the field of consumer finance. A number of new materials are expected to be sold in large quantities next year

Shanghai Omni prime Inc. is a leading financial technology company in China, providing consumer financial services for young white-collar and blue collar workers. The company now has a series of products, such as "buy order man", "vitality flower" and "Star Plan"

buyingxia provides mobile consumption installment services for young blue collar users in China

vitality flower provides online consumption installment services for young white-collar workers

star plan provides installment services for medical beauty merchants and young female users

(Octopus credit core system)

traditional risk control methods, such as bank credit card audit, use up to 50 data points when making decisions. Most of these 50 data points come from the credit investigation data of the people's Bank of China, which is a strong variable of credit investigation. In the use of decision model, the linear model such as logistic regression is used. For those who do not have the credit investigation data of the people's Bank of China, it is difficult to accurately distinguish the quality of the thin file population with small-scale data and simple models

the buyingxia has accumulated a set of perfect financial solution Octopus intelligent credit technology with more than four years of technical precipitation

in the whole process of consumer finance, through the limited information submitted by users, such as name, ID card and bank card, the elongation after break must be low. These limited variables are quickly extended to tens of thousands of variables. At the same time, based on historical data, users are modeled, supervised learning and unsupervised learning algorithms are used, as well as social network analysis, and finally applied to credit scoring, Anti fraud and optimization of some financial products. On average, it takes 2.8 minutes to complete the loan review, and the technical strength is leading in the industry

(lixuanyi gives a speech)

finally, lixuanyi said that the application of artificial intelligence is rapidly changing the world we live in, and scientific research is the foundation and source of application. Qincang technology has participated in sponsoring MLA held by Nanjing University for several consecutive years, such as replacing the traditional epoxy adhesive and polyurethane adhesive products, and sincerely hopes that China's artificial intelligence research will lead the world

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